The view from Australia:
(Note: I am no expert, just an enthusiast learning the ropes, and I am opinionated so apologies in advance)
Here, CASA require anyone piloting remotely for material profit (not just money) to a) have a Controllers Certificate, rated for the specific airframe etc, and b) be operating under an Operators Certificate, which is usually held by a company (they are responsible for the ops, maint etc).
The CC is a few grand to get if you arent already a pilot and need training, otherwise the test by itself is a few hundred bucks and all the material is available (but a tad hard to find) online. Rating for each airframe can be fairly straightforward and not prohibitively expensive.
I have heard the OC can cost a fair bit to set up, and takes some time to get through the beuraucracy. I have no idea on actual figures.
Hobbyists are free to pretty much do as they please, providing they stick to the basic safety and privacy rules and laws (under 400ft, stay the f#ck away from aerodromes, no pics of chicks sunbathing in their back yard etc...).
Personally, I think this is a fairly good setup, especially considering the youth of the industry, and the scale of the safety issue CASA have to manage. Many are toys, but that does not mean they cannot seriously injure people. That is a fact. Your fun does not trump public safety, ever, especially the flying public. Never forget that.
Even our humble Solo + Gimbal + Gopro is deadly at anything over about 5m (If you disagree, I look forward to you posting a youtube video dropping it from half that height on your own head.).
Rather than complain about air safety, embrace the culture you are entering, it is waaay older than our multi-rotor drone scene, and they have been making really dangerous stuff surprisingly safe for almost as long. The regulators are not idiots, they are not in a scam to make money from your license fees, and they are genuinely concerned for everybody's safety. Respect is always returned in spades

Fly safe comrades.